YourHomeEquity.com

Welcome to the best place to find the answers to your mortgage questions.

To borrow money at the lowest rates you need accurate information about the loans that are available.  To often we talk to borrowers that do not understand the loan that they were sold by their broker our lender. 
We encourage borrowers to ask questions, your inquiries and feed back help us determine the best loan for your needs.

With over 20+ years of experience, time and time again we have seen borrowers being “SOLD” a loan that proves to be a nightmare for the borrower.  Over the last 3 years "Loan Sales People" have "Sold" special innovative loans with “great low payments”. 

We have never “SOLD” a client a loan, our experience shows that if we educate the borrower and place them in the right loan for the long term we will build relationships for life.

We start with a no obligation loan interview to determine what a clients loan needs are, then we prepare a "Loan Guide" tailored to demonstrate the various loan programs, interest rates, payments and costs that best fit the clients requirements.

Our unique customized “Loan Guide” will show you the cheapest rates are not always the best rates for every borrower. Whether you are planning to purchase a home or refinance your existing loan you need real answers about home loans.

At Your Home Equity.com we provide more that Great Low Rates we provide you answers.


Many borrowers just shop for the lowest rates not taking into consideration the closing costs and the total long term costs of the loan.
This mistake can cost you thousands of dollars. There are many facts that determine the best loan available for your needs.

The "Loan Guide" provides you with the answers required select the best rate and the best loan package for your needs.

Email us your loan needs and request your customized “Loan Guide” today. (See a sample)

We eagerly quote our closing costs and take pride in our accuracy of our quote.

We do not believe that one type of loan fits every borrower's needs.

There are hundreds of loan options, low fixed rates, low adjustable rates, low rates loans with 3, 5 and 7 year fixed rate periods.

We believe that every homeowner should understand the total cost of their home loan. Whether you are looking for low closing costs, no closing costs or the best 30 year fixed rate the "Loan Guide" will give you all the payments and closing costs for the best loan for you.

Our “Loan Guide” helps you make an informed choice and determine the right loan for you. Email us your loan needs and request your customized “Loan Guide” today. (See a sample)

We have helped homeowners throughout California arrange the best loan rates for their needs. From the Central Valley to the Bay Area the “Loan Guide” can provide you with the answers you need.
We help you determine the best rate mortgage for your financial future.

Whether in Roseville, Folsom, Sacramento, San Francisco, Orange County, Los Angeles or San Diego we are committed to our clients and in appreciation of our hard work and honestly our clients have been very loyal to us.
To our current clients we appreciate your loyalty and pledge to always be available to answer your loan questions.

The mortgage market is full of lenders advertising the lowest rates or a new innovative loan program. DO NOT BE FOOLED BY THE HYPE. We will help you see through the hype and determine the best loan for you.


First time home buyer or a seasoned home owner looking for a reverse mortgage, we can help you wade through the mortgage mess and determine the lowest cost loan for your needs.


We have had borrowers contact us that are worried about their income, credit or home value. Often these borrowers are taken advantage of by predatory lenders who recognize this fear and anxiety using it to “SELL” them a sub prime teaser rate mortgage that is a ticking time bomb waiting to explode on the borrower.

Do not let a lack of knowledge or fear of the lending process lead you to making a BAD LOAN choice. Fight the predatory lenders call us today at 916-985-4001 for you free no obligations loan guide.

Ask us questions, we will gladly and completely answer them. Even if you do not apply for a loan with us you will leave with more knowledge and that means you will have more weapons to do battle with the unscrupulous lenders that are waiting to steal your home equity.
Just email your loan questions and concerns to info@Centuryoakmtg.com